Are air purifiers fsa eligible? Your guide to using HSA/FSA funds

ARE AIR PURIFIERS FSA ELIGIBLE? THE TRUTH

Many people ask: are air purifiers FSA eligible ? The short answer is yes, but only with proper documentation. Air purifiers aren't automatically qualified expenses. You need a Letter of Medical Necessity (LMN) from your doctor to use Flexible Spending Account (FSA) or Health Savings Accounts (HSA)  funds. Here’s how it works.

WHAT ARE FSAs AND HSAs? PRE-TAX HEALTH ACCOUNTS

• Flexible Spending Account (FSA):
  Employer-sponsored account letting you set aside pre-tax money for eligible expenses. Funds expire yearly (some plans offer grace periods). Use debit cards linked to your account.

• Health Savings Account (HSA):
  Available with high deductible health plans. You own this account forever (no expiry). Contributions are tax-deductible. Pay with HSA or FSA card.

• Both accounts let you pay for qualified health costs with pre-tax HSA/FSA dollars, saving you 20-30% versus regular credit card payments.
  
  

  

WHEN AIR PURIFIERS QUALIFY FOR FSA/HSA REIMBURSEMENT

The IRS requires air purifiers to meet medical necessity criteria:

1. Must Treat a Specific Medical Condition:
   Your doctor must confirm the air purifier primarily treats, diagnoses, or alleviates a diagnosed condition like:

• Asthma

• Severe allergies (dust, pollen, pet dander)

• COPD

• Immune disorders

2. Requires a Letter of Medical Necessity (LMN):
   This prescription-like document from your physician must:

• State your diagnosed medical condition

• Explain how poor indoor air quality worsens your condition

• Specify that an air purifier (ideally with HEPA filter) is medically necessary

• Include doctor’s license info and signature

3. Berk Air Purifiers with LMN Support:
   Berk meets LMN certification requirements for your doctor to simplify the process. Models with medical-grade HEPA + carbon filters typically qualify

WHAT DOESN’T QUALIFY? COMMON MISTAKES

• ❌ General wellness use ("for cleaner air")

• ❌ Purchases without an LMN

• ❌ Using Limited-Purpose FSA (LPFSA) funds

• ❌ Dependent Care FSA (DCFSA) accounts

MAXIMIZE YOUR SAVINGS: TIPS FOR SUCCESS

1. Confirm Eligibility First: Ask your FSA/HSA provider about air purifier rules before buying.

2. Get the LMN Early: Request your Medical Necessity LMN before purchasing your Berk unit.

3. Keep Records: Save your receipt, LMN, and reimbursement approval.

4. Choose Qualifying Models: Select Berk purifiers designed for medical use (HEPA + heavy carbon filters).

FSA/HSA ELIGIBILITY COMPARISON

CONCLUSION: SMART WAYS TO USE YOUR BENEFITS

Are air purifiers FSA eligible? Absolutely – if you have a valid Letter of Medical Necessity for a qualifying health condition. While the medical necessity LMN adds a step, it unlocks significant savings through pre-tax HSA/FSA funds. Berk simplifies this process with doctor-ready templates and FSA/HSA-friendly payment options.

Don’t pay full price if you have asthma, severe allergies, or other qualifying conditions. Use your HSA FSA funds strategically to invest in cleaner air and better health. Check your plan details, consult your doctor, and breathe easier knowing you’ve maximized your benefits!